Margaritas with Marguerita Cheng, CFP® Pro

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Dorothy Hinchcliff of Rethinking65.com

Today's Topic: The Financial Advisor Revolution

Rita asks Dorothy: Dorothy, you’ve observed the business for more than 20 years as a high-ranking executive at Financial Advisor magazine and now as founder of Rethinking65. What do you see happening in the financial advisory business and why do you refer to it as a revolution? Your publication focuses mainly on advisors who serve clients who are 50 and over. What do you see changing among advisors serving this demographic? What do you think still needs to change when it comes to serving clients 50 and over? About Dorothy: ​The publisher and CEO of Rethinking65.com, Dorothy has held managing editor and executive editor positions at Financial Advisor magazine during her 20-year tenure. She was the architect of FA's Invest in Women conference. Rethinking65.com is an information-packed website that she launched in March 2021 with a team of highly experienced publishing professionals who have devoted their careers to reporting and compiling information for financial advisors. read more...

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A Note from Marguerita Cheng, CFP® Pro — A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week’s episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Julie Pinkerton, CEO of ClientFirst-Evozen

Today's topic: Redefining the Collaborative Community

Rita and Julie will discuss:

How did Evozen and ClientFirst come to life and what is unique about it? Why is the ClientFirst platform valuable for succession efforts? How does ClientFirst address diversity? What value does ClientFirst bring to everybody else? Why is putting the client first the secret to resolving some of our industry’s largest issues? About Julie: With more than 35 years of financial industry experience along with a national network of relationships to the planning table, Julie entered the industry in 1986. Her career trajectory focused on risk management and has experienced all three facets of our industry — working with the public, as well as in the field of corporate leadership, and as a personal consumer. Her final corporate position had Julie and her team-leading independent financial advisors across the country through best industry practices utilizing advanced life insurance concepts. read more...

Click here to listen to the podcast!

A Note from Marguerita Cheng, CFP® Pro — A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Keena Pettijohn of Life Logixs, lifelogixs.com

About Keena: ​At 70, this self–proclaimed "Born Again Millennial" is the CEO and founder of a company she launched at 65 — Lifelogixs Strategic Consultancy. An active supporter and advocate for women's development programs to attract female Planners and Advisors into the industry, Keena knows we "need more pink boots on the ground." read more...

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A Note from Marguerita Cheng, CFP® Pro — I am thrilled to launch a new webinar series in 2022 on my show, Margaritas with Marguerita Cheng, CFP® Pro to help you flex your financial muscles!

Webinar 1: Planning for Social Security — and Making the Most of It!

What you'll learn in this webinar:

After decades spent in the workforce: You should be able to celebrate and reflect on all you’ve achieved in retirement. But this is challenging as pensions have largely fallen to the wayside and ensuring you have enough income in retirement is no easy task. Now more than ever, Social Security is a crucial part of financial planning: As more people pay attention to their Social Security benefits, they’re beginning to understand how complicated it is. However, you have more control than you realize regarding how much your benefit amount could be. Here’s how to plan for Social Security and make the most of it in retirement. Have 35 years of work history: To be eligible for Social Security, you must accumulate 40 credits over your lifetime. The maximum number of credits available to earn in a year is four, so most people qualify after working for 10 years. Even though collecting a benefit is possible after just 10 years, the Social Security Administration determines your monthly benefit by averaging your top 35 years of income. If you only have 10 years of earned income: Your average will include 25 years of zero earnings–which can significantly reduce your monthly benefit check. Working longer than 35 years can boost your benefit amount if your income is significantly higher at the end of your career than it was at the beginning. Additionally, the longer you work, the longer you can wait to file—which can increase your benefit further. To maximize your Social Security benefits, plan to work at least 35 years. Follow along! read more...

Click here to listen to the podcast!

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles, live on Facebook.

Meet our guest: Barclay Sisk, VP, 1st Atlantic Brokerage

Today's topic: Long-Term Care & Legacy planning

Rita and Barclay will discuss:

What is long-term care? What are the levels of care, and who pays for them? Planning Ahead: What level of care do you want, and how will you pay for it? What are other things to think about when it come to your future care needs? Barclay says: "We provide Investment Advisors and Employee Benefits Advisors advice on how they play a part in their clients preparing for the possible need of long-term care services in their lifetimes. Our proprietary system and software were developed for the Investment Advisor. It compares options and gives clients a pathway to affordable coverage that keeps benefits more in line with the cost of care." Learn more at www.1statlantic.com. read more...

Click here to listen to the podcast!

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Brie Williams, Head of Practice Management at State Street Global Advisors

Today's topic: Mental Models — The Anchoring Effect and How It Impacts Your Financial Decision Making read more...

Click here to listen to the podcast!

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Malik Lee of Felton and Peel

Today's topic: Everyone has a giving heart!

Rita and Malik discuss:

Why are legacy and charitable giving are important to you? In your experience, what prevents advisors from discussing the importance of giving? What is your advice to other advisors? What do you want clients to know about the importance and value of charitable giving? About Malik: "As the founder of Felton & Peel Wealth Management, I’m proud to utilize my nearly two decades' worth of experience and expertise to help change people’s financial lives for the better. I do what I do because I love people and numbers. It brings me great joy to be able to utilize my natural talent for finances combined with my experience and professional designations to help deliver a uniquely personal and affordable financial planning service that elevates the lives of people from differing backgrounds and walks of life. Nothing makes me happier than listening to people’s stories of what made them the successful person they are today. Throughout my career, I have had the benefit of working with some of the greatest minds in financial planning insurance and investments at some of the largest and most reputable financial institutions in the world. By creating this firm, I have taken those experiences to give our clients what I believe is an extremely well-balanced and thorough financial experience." Learn more at feltonandpeel.com. read more...

Click here to listen to the podcast!

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Peter Neuwirth, author, Money Mountaineering: Using the Principles of Holistic Financial Wellness to Thrive in a Complex World and What’s Your Future Worth: Using Present Value to Make Better Decisions read more...

Click here to listen to the podcast!

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Greg Furer, CEO of Beratung Advisors, beratungadvisors.com

About Greg: Before founding Beratung Advisors, Greg spent 10 years in the financial services industry with PNC Investments, Park Avenue Securities, and Guardian Life, his passion for financial planning and financial education compelled him to start Beratung [ba-rah-tung], which is German for advice, guidance, and consultation. read more...

Click here to listen to the podcast!