May 1 2024
A Note from Actuary and Author Peter Neuwirth, FSA, FCA, host, “Retirement Income Strategies” show — I invite you to tune in for this week’s episode of my podcast and video show, where for 30 minutes, financial experts help us answer questions about the retirement income strategies that will work best for you.
Meet the month’s guest: Mendel Melzer, Chief Investment Officer, CapAcuity
Pete will ask Mendel:
- Do you think an individual’s investment strategy should differ during the retirement/decumulation period vs. before retirement when individuals accumulate assets?
- Much of financial planning is about balancing risk and return. Yet, in retirement, there are some risks that are not specifically investment-related (eg, longevity). Are there specific investment strategies that you would recommend to mitigate those risks? Do you think insuring those risks ever made any sense?
- To what extent and how should an individual’s investment strategy take account of the variability of his/her future cash flow needs?
- NQDC participants have more “buckets” to draw from than most employees who might only have their own house, a 401(k), and Social Security to live on. In what ways do those different buckets call for different investment strategies?
About our guest: Mendel has over 30 years of experience as an executive and leader in the world of investments and asset management, serving as both President and Chief Investment Officer at several major financial institutions. At CapAcuity, Mendel serves as Chief Investment Officer, where he is responsible for leading the firm’s investment advisory services and chairs the firm’s investment committee. He and his team analyze trends in investments and recommend appropriate asset allocation, funding and hedging optimization for CapAcuity’s clients. As a member of CapAcuity’s executive committee, Mendel collaborates on the strategic direction and policies of the firm to effectively grow the organization and to ensure its financial strength and operating efficiency. Read More
