Margaritas with Marguerita Cheng, CFP® Pro

March 31, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Michelle Aronson, founder, Physics at Work

Today's Topic: Be a better leader. Build a better workplace.

Rita asks Michelle:

Some listeners may be wondering what HR has to do with financial planning. Tell us about that. Do you have tips + advice for a salary negotiation? And maybe a story to share where this was done well? How much does annual salary matter in terms long term Financial Planning or success? What other things can listeners negotiate other than salary? What’s next for you, and where can people find you? About our guest: Michelle’s career path has taken her on a twenty-year-progressive journey through strategic Human Resources from a recruiter to a People Experience Officer and onto a consultant, executive coach, graduate school professor, and host of the True Stories at Work podcast. read more...

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March 24, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right learning from industry experts how to flex our financial muscles.

Meet our guest: Dr. Megan McCoy, Ph.D., LMFT

Today's Topic: The Power of Financial Therapy

Rita asks Megan:

How did you end up with a focus on financial therapy? What kind of courses do you teach at KState? What articles have you published recently that you are especially proud of? Do you have any current projects in the works? If you had funding for a dream research project, what would it be? About Dr. Megan McCoy: Megan is an Assistant Professor at Kansas State University’s personal financial planning program. She teaches courses at the undergraduate, master's, and doctoral levels focused on financial well-being, financial therapy, and couple dynamics regarding financial therapy. She holds a B.A. in Psychology, an M.A. in Marriage and Family Therapy, and a Ph.D. in Human Development and Family Science with an emphasis on Marriage and Family Therapy. She is a licensed Marriage and Family Therapist, an Accredited Financial Counselor®, and a Certified Financial Therapist-I™. read more...

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March 17, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Today's guest: Financial Coach Linda Lingo, CPA

Today's Topic: The Secrets of Financial Freedom

Rita asks Linda:

What is money EQ? How does this differ from money IQ? In your years of coaching women, how do you help them with their money EQ? How can we help women be better money managers to achieve financial freedom? About our guest: Linda Lingo is an authority on women building wealth. Her successful 35-year career in corporate America and her ten years as a Financial Advisor has given her practical experience, radical knowledge, and a deep understanding of the best ways to manage money for the modern-day woman. read more...

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March 10, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right learning from industry experts how to flex our financial muscles.

Meet our guest: Eugenie George, author, Our Money Stories

Today's Topic: What's your money story?

Rita asks Eugenie:

How did you become a financial writer? What was the writing process around writing a book? How are you creative in the financial planning industry? When did you make the decision to start a career helping financial planners? What are your thoughts about inclusivity in the financial industry? About Eugenie George, MBA, CFEI: Eugenie has appeared in CNBC, Forbes, The Cut, The Financial Diet, and other publications. She specializes in writing about behavioral science and personal finance, drawing on her own experiences as a freelance writer, business owner, and debt-ridden graduate student. She is the author of Our Money Stories, a collection of personal finance essays that explore the emotional and behavioral factors that drive our financial decisions for Women of Color. When she's not writing or reading about money, Eugenie can curate her DJ set, walk long distances, or watch TV with her partner and two bonus kids. read more...

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March 3, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Thao Truong, CFP®, client manager at Morton Wealth

Today's Topic: Herself by Morton, an initiative that provides women with free networking opportunities and financial education resources read more...

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March 1, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Fiona Simon

Today's Topic: The entrepreneurial path

Rita asks Fiona:

What was your inspiration for wanting to write this book? What made you decide that you wanted to start your own granola business? What was the most unexpected challenge you encountered while starting your business? What started your passion for healthy food? What's one piece of advice you have for people (especially women) looking to start their own businesses? About our Guest: "I was lured by the adventures of entrepreneurship and launched my own organic granola company. It led to success, despite having no business background and simultaneously juggling the demands of being a single mom." So, truly amazing Fiona decided to turn her experience into a book documenting the challenges, hardships, and triumphs, both personal and professional. The result is her book, Gambling on Granola: Unexpected Gifts on the Path of Entrepreneurship. In it, Simon shares a tale that is uplifting and inspiring but also raw and honest. This is a business memoir but also a love story―the love for her daughter, a journey in uncharted waters, of the products and company she created, and the continued challenge to follow her dream. "You'll see my growth and healing over 15 years as mistakes, weaknesses, and naiveté, evolve into resilience, resolve, and inspiration. It started as all new businesses do―with an idea. But my world quickly became more complex as I established my company, developed new product lines, forged personal relationships in a competitive environment, grew the business, and held onto my deepest values―all while raising my daughter, Natalie." Click here for more! read more...

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A Note from Actuary and Author Peter Neuwirth, FSA, FCA — I invite you to tune in for this month's episode of my podcast and video show, Money Mountaineering, where for 30 minutes, financial experts help us answer the question: What's your future worth?

Meet our guest: Marguerita Cheng, CFP® Pro

Today's topic: The journey to becoming a financial planner — Diary of a CFP® Pro

Petes asks Marguerita:

Why did you become interested in retirement income planning? Tell us about your new book, Diary of CFP Pro: diaryofacfppro.com This is your second book, the first being Wealth Management Rules: wealthmanagementrules.com These books seem to culminate everything you’ve learned in your career. Tell us how you got into the business of being a CFP. How do you do business differently than other financial planners? You are a big supporter of women and minorities and do a lot to help others succeed in the financial planning businesses. You were recently appointed to be a member of the CFP Board. Tell us about your work for that organization and why you are inspired to help others. You are closing in on 100 episodes of your podcast show, Margaritas with Marguerita, and have interviewed many interesting guests. What is your biggest takeaway from hosting that show? What are your plans for the future? About Marguerita Cheng: ​Rita is the founder and Chief Executive Officer of Blue Ocean Global Wealth. She has also been a spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Investopedia & Kiplinger. Previously, she was a Financial Advisor at Ameriprise Financial and an analyst and editor at Towa Securities in Tokyo, Japan. read more...

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Feb. 24, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet today's guest: Tony Steuer, a champion for financial wellness and financial inclusion

Today's Topic: Championing financial wellness and financial inclusion

Rita asks Tony:

What is your origin story? How did you get started in financial wellness? Why is important to change how we think about money? Why is financial wellness a social justice issue? How can we increase inclusion in financial wellness? What is the Get Ready Movement? Why should people create a personal money manifesto? Why is a financial calendar a great way to help people stay prepared? How can members of the traditional financial services community collaborate rather than compete with non-traditional financial service providers like financial coaches or personal finance gurus? About our guest: Tony Steuer, CLU, LA, CPFFE, is an internationally recognized financial wellness advocate, award-winning author, and podcaster. He is the creator of The Get Ready Movement, which helps people create their own personal money manifesto and uses a financial calendar so that people can stay prepared. The Get Ready Movement provides a framework for integrating financial products, financial advice, and advisors. read more...

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Feb. 17, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet today's guest: Claudia Porter, CFP®, Personal Economic Advisor, Financial Reserve

Today's Topic: What is the value of an economic advisor?

Rita asks Claudia:

When did you first know you wanted to enter the financial services industry? You pursued an academic career in linguistics. What prompted your career change to the financial services industry later, and how did you do it? What challenges did you overcome in building your new career as a financial advisor? What prompted you to pursue CFP® certification? About our guest: Claudia Porter joined Financial Reserve in 2016. She is a Certified Financial Planner™ professional and holds FINRA Series 7 and 66 licenses with Cambridge Investment Research and life and health licenses. Born and raised in Germany, Claudia earned her M.A. in Teaching English and French from the Georg-August University of Göttingen, followed by a Ph.D. in Applied Linguistics from the Technical University of Braunschweig Carolo-Wilhelmina in Germany. She spent her previous academic career in adult education, teaching linguistics and English to international students in Germany and the U.S. Before joining Financial Reserve, she worked with Merrill Lynch Wealth Management. Claudia is the mother of four boys, Jack, Leonard, Nicholas, and Harry, with whom she enjoys pursuing outdoor activities, tennis, swimming, biking, fishing, and reading. Learn more at: www.financialreserve.com read more...

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