Episode 43: Margaritas with Marguerita Cheng, CFP® Pro — Meet Dana Wilson, the founder and CEO of CHIP (Changing How Individuals Prosper)

Wealth Management EDGE, Sept. 14, 2023 — Reaching career heights and achieving client goals on the road to success is the mission for Marguerita Cheng, CFP® Pro.

In this episode of the WealthManagement EDGE Podcast, special guest host Nabia Jenkins-Johnston talks one-on-one with Marguerita Cheng, CEO of Blue Ocean Global Wealth, about her path to success as a financial planner. Marguerita shares her insights on establishing trust, the power of authenticity, and her inclusive approach to working with clients from diverse backgrounds and multiple generations. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday, we start the weekend off by learning from industry experts how to flex our financial muscles.

Meet our guest: Cary Carbonaro, author of The Money Queen’s Guide: For Women Who Want to Build Wealth and Banish Fear

Today's Topic: Top things women need to know about money read more...

August 11, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Corey Beal, CEO and Director of Joy, at Empowering Finance

Today's Topic: Financial planning for the bold, the ambitious, and the badass

Rita asks Corey:

How did you get into financial planning and what has your journey been like? What inspired you to start your own financial planning practice? What do you most enjoy about your career and what do you like the least? What makes you different than others in the financial planning field? What type of people are your dream clients? About our guest: Corey Beal is the CEO and Director of Joy at Empowering Finance. After more than a decade of experience in financial planning and wealth management, she decided to take the leap to launch her own firm so she could work with the bold, the ambitious, and the badasses of the world. Empowering Finance helped her finally chase her own rainbow—the goal of using her authenticity, financial knowledge, and a dash of glitter to connect with people and enable them to pursue their own passions and goals. Corey was the recipient of Investment News' 40 Under 40 Award in 2022 and worked with clients nationwide, either on an hourly or flat-fee model. When she is not working with her amazing clients, she loves traveling, is obsessed with crystals, and always looking to try a new pop-up restaurant in sunny Portland, OR, where she currently resides. Learn more at empoweringfinance.com. read more...

July 28, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday, we start the weekend off by learning from industry experts how to flex our financial muscles.

Meet our guest: Ashley Quamme, a Licensed Marriage and Family Therapist, Financial Behavioral Specialist®, and Certified Financial Therapist-Practitioner™

Today's Topic: How couples can communicate better around money — and how they can create shared goals and meaning to create a life well lived. read more...

July 21, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday, we start the weekend learning from industry experts how to flex our financial muscles.

Meet our guest: Christine Simone, co-founder of Caribou

Today's Topic: Wealth Management with a Healthcare Twist

Rita asks Christine:

What brought you into the world of wealth management, given your background is in healthcare? How are you seeing retirees plan for future healthcare costs? What're some tips or tricks when it comes to saving for or paying for healthcare that people need to know? What are key life events where people need to look at their healthcare costs and re-evaluate their costs and insurance options? What do you love most about the work you do? About our guest: Although she's years away from her own retirement, Christine Simone is obsessed with helping current and future retirees plan for and optimize their healthcare costs. She's held notable leadership positions within the healthcare industry, working with key stakeholders from payers to providers to the Veterans Affairs. Now, Christine is the CEO and co-founder of Caribou, a software solution for the finance industry. She's driven by her passion for slashing hidden incentives in healthcare to support smarter financial decision-making, and she is within the small fraction of women founders who have raised venture capital. read more...

June 14, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday, we start the weekend off by learning from industry experts how to flex our financial muscles.

Meet our guest: Risk Management specialist Terrell Joyner, Financial Advisor, Charter Oak Financial

Today's Topic: Risk Management for clients new to being in the high-net-worth category

Rita asks Terrell: read more...

A Note from Marguerita Cheng, CFP® Pro — We are thrilled to share with you Episode 100 for Margaritas with Marguerita! This show has been an amazing opportunity to share the stories and voices of so many financial experts, entrepreneurs, and authors with our audience. I know you are going to love the star of this important episode!

Meet our guest: Sheena Yap Chen, author of "The Tao of Self Confidence: A Guide to Moving Beyond Trauma and Awakening the Leader Within" read more...

June 30, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday, we start the weekend off by learning from industry experts how to flex our financial and entrepreneurial muscles.

Meet our guests: Julia Taylor Brandus, 11, author of "Girl to Boss!" — and her dad, award-winning journalist and author Paul Brandus

Today's Topic: The journey from "Girl to Boss:" How this daughter-father team made a dream come true read more...

June 23, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday, we start the weekend learning from industry experts how to flex our financial muscles.

Meet our guest: Robert Pagliarini, author, Badass Retirement

Today's Topic: What is a Badass Retirement?

Rita asks Robert:

A Badass Retirement sounds interesting. What is it? I loved your Instagram post about retirees don't need to be bubble-wrapped. I noticed you post a lot about how the culture and the media portray older people badly. What do you mean by that? You say retirees have one job in retirement. What is it? Sometimes I see you in posts with a shirt that says "Retirement is not the finish line." Can you talk about that more? We often hear about "safe spaces", but you recommend creating an "unsafe space" in retirement. Why? Why do you think adventure is so important for retirees? About our guest: Robert has a Ph.D. in retirement planning and is a Certified Financial Planner. He's been working with retirees for nearly 30 years. He's written five books and his most recent is Badass Retirement: Shatter the Retirement Myth & Live with More Meaning, Money, and Adventure. read more...

June 2, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday we start the weekend off by learning from industry experts how to flex our financial muscles.

Meet our guest: Liz Simmie, Co-Founder, Honeytree Investment Management

Our Topic: Everything you need to know about ESG (Environmental, Social, and Corporate Governance)

Rita asks Liz:

What is ESG? Why are investors interested in investing in ESG and impact-related products? Is ESG political? How is ESG data being standardized? What are the options available for investors looking to invest in ESG products? About our guest: Liz co-founded Honeytree Investment Management, an asset management firm focused on responsible growth based in Toronto. Together with the team, she manages Honeytree’s concentrated active investment strategies for institutional and private clients. Honeytree believes what is traditionally seen as ‘ESG’ data is just as important to assessing a company’s long-term growth and risk as traditional fundamental data – and we integrate them both equally in our investment process. We are proud to be one of the handful of women-led responsible asset management firms globally leading the conversation. Prior to founding Honeytree, she worked at Bristol Gate Capital Partners, a leading active management firm, and before that, she worked in quantitative market research for Ipsos. Liz has BA in Economic Statistics and History. Liz lives with her husband and three kids in Toronto. read more...

May 26, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Jeff Weiss, CMT

Today's Topic: Relationship Investing — Stock Market Therapy for Your Money

Rita asks Jeff:

Why did you write your book, Relationship Investing – Stock Market Therapy For Your Money What are a few investment rules that you live by? Are there any investments don’t’ s that you adhere to? What are some non-monetary factors you consider when investing? Is there one key lesson you’ve learned after five decades of investing? About this week's guest: Ordinary has never been used to describe one of Jeff Weiss’ motivational stock market presentations. His goal is nothing less than to provide you with a stock market roadmap for the rest of your investment lifetime. Attendees to his dynamic, informative, and entertaining stock market talks have described Jeff’s presentations as charismatic, exciting, inspiring, extraordinary, unique, tremendous, funny, upbeat, and energetic. “Jeff’s enthusiasm is contagious!” remarked one. read more...

May 19, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Credit score expert Paul Ryan

Today's Topic: Taking the mystery out of credit scores and credit histories

Rita asks Paul:

Can you explain what credit scores are? Why are credit scores and credit histories important? What are the credit score ranges, and what are some ways to establish credit? What are some ways to protect your credit files/history? What are immediate actions to take? About this week's guest: Paul Ryan is a management consultant, corporate trainer, and author. His professional background, and personal passion, include education as both a recipient and an information provider. He has a Bachelor of Science degree in business management and has obtained several professional certifications. He is also a member of an advisory board of a Florida university. For years Paul was an instructor for Junior Achievement (JA) K12 school programs. In his JA classes, he taught students about business and how to manage money as well as interviewing skills. He is a mentor for students at his alma mater providing guidance on steps to take in college to prepare them for their post-graduation lives. Paul is a native of Washington DC and resides in South Florida. Learn more at creditscoresexpert.com read more...

May 12, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Ben Miller, founder of ChroniFI

Today's Topic: Money is Time

Rita asks Ben:

Why should people think about their money in terms of time? What role does simplicity play in personal finances? What does ChroniFI do to help people make better decisions? Why did you start your company? Why is behavior such an important part of the realm of financial planning? About our Guest: Ben says, "I built ChroniFI to help people simplify their finances to make choices aligned with their goals confidently. This platform is based on the tools I used to convince myself it was time to stop chasing money and start making meaning. ChroniFI makes the complex simple by allowing you to see your entire financial picture in one place and, more importantly, to understand what it all means. With that information in hand, you can pursue a path to financial independence that you can enjoy every step of the way. My ultimate goal is to help people live their most fulfilling lives and place meaning over money on their way to financial freedom. Please join me!" Learn more at ChroniFI.com. read more...

May 5: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Liz Davidson, founder and CEO of Financial Finesse

Today's Topic: Becoming Money Strong

Rita asks Liz:

April was Financial Literacy Month, but at Margaritas with Marguerita, we celebrate it year-round — tell our audience what it means to you to be “financially well?” Where do you see the value in financial coaching? How can financial coaching help people prepare for anything life throws? Your company works mainly with employers and employees, including professional sports associations. But you recently launched a program to support college athletes, who have been given the opportunity to make money from NIL deals in the last two years. What does financial success look like for this next generation? You recently released your second book, Money Strong, which provides comprehensive advice for individuals to achieve their short-term and long-term financial goals. What would you say is your new book's number one piece of advice? What advice from your book could listeners start implementing right now to bring them one step closer to financial freedom? About our guest: Liz Davidson is the founder and CEO of Financial Finesse, the country’s leading independent provider of financial wellness coaching. A bestselling author, her new book Money Strong: Your Guide to a Life Free of Financial Worries hit shelves on February 28, 2023. read more...

April 28, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right by learning from industry experts how to flex our financial muscles.

Meet our guest: Dorrit Lowsen, Co-CEO of Change Finance, PBC

Today's Topic: Understanding the impact investing equation

Rita asks Dorrit:

What inspired you to create your company, Change Finance, and what does the name mean to you? What is active ownership, and why is it important? What are some of the major issues active shareholders are working on now? What are some successes? How can ordinary investors be active owners? Why are we hearing so much backlash against ESG? Is there any truth to it? About our guest: Dorrit Lowsen has more than 20 years of professional experience across various industries, including IT, environment, and finance, and a range of modalities, including Fortune 500, start-up, government, and non-profit. Following a decade-long international career as a technology leader, Dorrit joined Agora Partnerships as COO, overseeing the development of the first accelerator program to channel investment capital to impact-driven companies in Latin America. She went on to produce award-winning work on energy and environmental policy at the U.S. Embassy in Beijing during the preparation for the Paris Climate Agreement before returning to the U.S. to join Change Finance’s founding team. Dorrit has participated in all sides of the impact investing equation – as an entrepreneur, investor in multiple deals, and facilitator through her work at Agora Partnerships. She holds an MBA from New York University’s Stern School of Business, an MS in Computer Science from the University of California at Santa Cruz, and a BA from Haverford College. Learn more at change-finance.com. read more...

April 21, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right by learning from industry experts how to flex our financial muscles.

Meet our guest: Author Kanchan Bhaskar

Today's Topic: Leaving — How to set yourself free from an abusive marriage

Rita asks Kanchan:

Tell us about your heroic story of leaving your abusive marriage. What kept you from leaving sooner? And why is this often the worst question someone can ask a woman struggling with this decision? What is your advice to other women in this situation? What can others do to support a woman coping with abuse? You got divorced 20 years ago. What have you been doing these last two decades? And what are your plans for the future? How can people connect with you to discuss this topic with their friends and have you speak at their events? About our guest: Raised by two loving parents in New Delhi, India, Kanchan Bhaskar has always been taught that marriage means companionship, tenderness, and mutual respect—so when she enters into an arranged marriage, this is the kind of partnership she anticipates with her new, seemingly wonderful, husband. But after they marry, she quickly discovers that his warmth is deceptive—that the man beneath the bright, charming façade is actually a narcissistic, alcoholic, and violent man. read more...

April 14, 2023: Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right by learning from industry experts how to flex our financial muscles.

Meet our guest: Rose Bakewell, founder of Mrs. Bakewell's Cream Tea Company

Today's Topic: An entrepreneur's journey to bring British cream tea to America

Rita asks Rose: read more...

April 7, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financiåal muscles.

Meet our guest: Michael Hakerem, founder of Empowered Portfolios® and Glenwood Financial Partners

Today's topic: The importance of being a client advocate

Rita asks Michael:

What inspired you to pursue your career or passion? What has been the biggest challenge you have faced in your work, and how did you overcome it? Can you share a success story or accomplishment you are particularly proud of? What advice do you have for others interested in pursuing a similar career or passion? Can you tell us about any upcoming projects or events you are excited about? About our guest: Michael Hakerem is a founder of Empowered Portfolios® and Glenwood Financial Partners. He has nearly 30 years of experience in private wealth management and custom portfolio design and has built award-winning financial technologies for securities research and portfolio management. As a client advocate, Michael is passionate about shaping a trustworthy, forward-thinking financial industry through client-centric stewardship and education. read more...

March 31, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Michelle Aronson, founder, Physics at Work

Today's Topic: Be a better leader. Build a better workplace.

Rita asks Michelle:

Some listeners may be wondering what HR has to do with financial planning. Tell us about that. Do you have tips + advice for a salary negotiation? And maybe a story to share where this was done well? How much does annual salary matter in terms long term Financial Planning or success? What other things can listeners negotiate other than salary? What’s next for you, and where can people find you? About our guest: Michelle’s career path has taken her on a twenty-year-progressive journey through strategic Human Resources from a recruiter to a People Experience Officer and onto a consultant, executive coach, graduate school professor, and host of the True Stories at Work podcast. read more...

March 24, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right learning from industry experts how to flex our financial muscles.

Meet our guest: Dr. Megan McCoy, Ph.D., LMFT

Today's Topic: The Power of Financial Therapy

Rita asks Megan:

How did you end up with a focus on financial therapy? What kind of courses do you teach at KState? What articles have you published recently that you are especially proud of? Do you have any current projects in the works? If you had funding for a dream research project, what would it be? About Dr. Megan McCoy: Megan is an Assistant Professor at Kansas State University’s personal financial planning program. She teaches courses at the undergraduate, master's, and doctoral levels focused on financial well-being, financial therapy, and couple dynamics regarding financial therapy. She holds a B.A. in Psychology, an M.A. in Marriage and Family Therapy, and a Ph.D. in Human Development and Family Science with an emphasis on Marriage and Family Therapy. She is a licensed Marriage and Family Therapist, an Accredited Financial Counselor®, and a Certified Financial Therapist-I™. read more...

March 17, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Today's guest: Financial Coach Linda Lingo, CPA

Today's Topic: The Secrets of Financial Freedom

Rita asks Linda:

What is money EQ? How does this differ from money IQ? In your years of coaching women, how do you help them with their money EQ? How can we help women be better money managers to achieve financial freedom? About our guest: Linda Lingo is an authority on women building wealth. Her successful 35-year career in corporate America and her ten years as a Financial Advisor has given her practical experience, radical knowledge, and a deep understanding of the best ways to manage money for the modern-day woman. read more...

March 10, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off right learning from industry experts how to flex our financial muscles.

Meet our guest: Eugenie George, author, Our Money Stories

Today's Topic: What's your money story?

Rita asks Eugenie:

How did you become a financial writer? What was the writing process around writing a book? How are you creative in the financial planning industry? When did you make the decision to start a career helping financial planners? What are your thoughts about inclusivity in the financial industry? About Eugenie George, MBA, CFEI: Eugenie has appeared in CNBC, Forbes, The Cut, The Financial Diet, and other publications. She specializes in writing about behavioral science and personal finance, drawing on her own experiences as a freelance writer, business owner, and debt-ridden graduate student. She is the author of Our Money Stories, a collection of personal finance essays that explore the emotional and behavioral factors that drive our financial decisions for Women of Color. When she's not writing or reading about money, Eugenie can curate her DJ set, walk long distances, or watch TV with her partner and two bonus kids. read more...

March 3, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Thao Truong, CFP®, client manager at Morton Wealth

Today's Topic: Herself by Morton, an initiative that provides women with free networking opportunities and financial education resources read more...

March 1, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at Happy Hour, we start the weekend off learning from industry experts how to flex our financial muscles.

Meet our guest: Fiona Simon

Today's Topic: The entrepreneurial path

Rita asks Fiona:

What was your inspiration for wanting to write this book? What made you decide that you wanted to start your own granola business? What was the most unexpected challenge you encountered while starting your business? What started your passion for healthy food? What's one piece of advice you have for people (especially women) looking to start their own businesses? About our Guest: "I was lured by the adventures of entrepreneurship and launched my own organic granola company. It led to success, despite having no business background and simultaneously juggling the demands of being a single mom." So, truly amazing Fiona decided to turn her experience into a book documenting the challenges, hardships, and triumphs, both personal and professional. The result is her book, Gambling on Granola: Unexpected Gifts on the Path of Entrepreneurship. In it, Simon shares a tale that is uplifting and inspiring but also raw and honest. This is a business memoir but also a love story―the love for her daughter, a journey in uncharted waters, of the products and company she created, and the continued challenge to follow her dream. "You'll see my growth and healing over 15 years as mistakes, weaknesses, and naiveté, evolve into resilience, resolve, and inspiration. It started as all new businesses do―with an idea. But my world quickly became more complex as I established my company, developed new product lines, forged personal relationships in a competitive environment, grew the business, and held onto my deepest values―all while raising my daughter, Natalie." Click here for more! read more...

A Note from Actuary and Author Peter Neuwirth, FSA, FCA — I invite you to tune in for this month's episode of my podcast and video show, Money Mountaineering, where for 30 minutes, financial experts help us answer the question: What's your future worth?

Meet our guest: Marguerita Cheng, CFP® Pro

Today's topic: The journey to becoming a financial planner — Diary of a CFP® Pro

Petes asks Marguerita:

Why did you become interested in retirement income planning? Tell us about your new book, Diary of CFP Pro: diaryofacfppro.com This is your second book, the first being Wealth Management Rules: wealthmanagementrules.com These books seem to culminate everything you’ve learned in your career. Tell us how you got into the business of being a CFP. How do you do business differently than other financial planners? You are a big supporter of women and minorities and do a lot to help others succeed in the financial planning businesses. You were recently appointed to be a member of the CFP Board. Tell us about your work for that organization and why you are inspired to help others. You are closing in on 100 episodes of your podcast show, Margaritas with Marguerita, and have interviewed many interesting guests. What is your biggest takeaway from hosting that show? What are your plans for the future? About Marguerita Cheng: ​Rita is the founder and Chief Executive Officer of Blue Ocean Global Wealth. She has also been a spokesperson for the AARP Financial Freedom Campaign and a regular columnist for Investopedia & Kiplinger. Previously, she was a Financial Advisor at Ameriprise Financial and an analyst and editor at Towa Securities in Tokyo, Japan. read more...

Feb. 24, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet today's guest: Tony Steuer, a champion for financial wellness and financial inclusion

Today's Topic: Championing financial wellness and financial inclusion

Rita asks Tony:

What is your origin story? How did you get started in financial wellness? Why is important to change how we think about money? Why is financial wellness a social justice issue? How can we increase inclusion in financial wellness? What is the Get Ready Movement? Why should people create a personal money manifesto? Why is a financial calendar a great way to help people stay prepared? How can members of the traditional financial services community collaborate rather than compete with non-traditional financial service providers like financial coaches or personal finance gurus? About our guest: Tony Steuer, CLU, LA, CPFFE, is an internationally recognized financial wellness advocate, award-winning author, and podcaster. He is the creator of The Get Ready Movement, which helps people create their own personal money manifesto and uses a financial calendar so that people can stay prepared. The Get Ready Movement provides a framework for integrating financial products, financial advice, and advisors. read more...

Feb. 17, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet today's guest: Claudia Porter, CFP®, Personal Economic Advisor, Financial Reserve

Today's Topic: What is the value of an economic advisor?

Rita asks Claudia:

When did you first know you wanted to enter the financial services industry? You pursued an academic career in linguistics. What prompted your career change to the financial services industry later, and how did you do it? What challenges did you overcome in building your new career as a financial advisor? What prompted you to pursue CFP® certification? About our guest: Claudia Porter joined Financial Reserve in 2016. She is a Certified Financial Planner™ professional and holds FINRA Series 7 and 66 licenses with Cambridge Investment Research and life and health licenses. Born and raised in Germany, Claudia earned her M.A. in Teaching English and French from the Georg-August University of Göttingen, followed by a Ph.D. in Applied Linguistics from the Technical University of Braunschweig Carolo-Wilhelmina in Germany. She spent her previous academic career in adult education, teaching linguistics and English to international students in Germany and the U.S. Before joining Financial Reserve, she worked with Merrill Lynch Wealth Management. Claudia is the mother of four boys, Jack, Leonard, Nicholas, and Harry, with whom she enjoys pursuing outdoor activities, tennis, swimming, biking, fishing, and reading. Learn more at: www.financialreserve.com read more...

February 10, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Today's guest: Personal Empowerment Coach Tandy Pryor

Our Topic: Are you ready to own your power?

Rita and Tandy will discuss:

What do you mean when you say your physical environment is the blueprint for your life? What things have you seen on this subject/how has it helped your clients? What is one tip that you can share with our listeners to help them in their life and business? You talk a lot about boundaries, why is that so important? What are 3 things I can do today that can positively impact my life and business right away? Meet our guest: For over a decade, Tandy Pryor has helped her clients and audiences transform their lives, live more joyfully, and make more money. She empowers them to use their home or office space to radically shift their lives, increasing wealth, productivity, and peace of mind. Her intuitive advice and insights on how to set clearer boundaries, rediscover personal power, and heal past experiences and fears that have stopped you have been called "raw, transformative, hilarious, honest, refreshing, spot-on, and spookily accurate." Learn more at tandypryorcoaching.com. read more...

Feb. 3, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet today's guest: Shannon Baker, podcaster and business strategist

Today's Topic: Mind Your Time — How purpose-driven women with online businesses can be more intentional with their time

Rita asks Shannon:

What’s something you didn’t expect when you started your business? When being organized isn’t your strong suit, where do you start? What resources have you created to help business owners get organized and operate more efficiently? What type of client do you find gets the most value from working with you? What is the cost of small business owners not investing the resources required to organize and work smarter with systems? Meet our guest: Shannon is a podcaster and business strategist. She uses more than 20 years of small business management experience to help her clients get organized and create business systems so they can leave overwhelmed behind, get things done, and spend their time on what matters most. Through the Mind Your Time podcast and the MY-T Society membership, she helps purpose-driven women with online businesses be more intentional with their time, whether they have a tight schedule or an aversion to technology. She strongly believes being busy is not a badge of honor. We simply need to use our POWER to create success on our terms. Learn more at shannonbaker.com. read more...

Jan. 27, 2023: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet our guest: Jeannie Dougherty, money expert and mental fitness strategist

Today's Topic: When it's time to call in a coach!

Rita asks:

Why did you become a money coach? What are some of the biggest money mistakes individuals and couples make? What is money sage power? When is a good time to hire a money coach? What’s your money coaching money boot camp about? About our Guest: ​As a determined woman ready to make a positive impact on the world, Jeannie Dougherty continues to help people from all walks of life. She is a coveted counselor, certified money coach, mental fitness coach, and speaker. Moreover, she works with businesses, individuals, and couples to help them find better ways to reach their goals. Over the years, her efforts have earned her a reputation among clients who are ever eager to vouch for her holistic services. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet our guest — Pamela Jackson Sams, a strong voice in personal finance for women

Today's topic: The importance of providing financial advice to women

Rita asks Pamela:

How did you get started in financial services? What are some of the challenges you had early in your career? What keeps you going as an advisor? Tell me about your behavioral advisor designation. Share some words of wisdom for women in this industry. About Pamela Jackson Sams: For 20 years, Pamela has been helping women improve their personal and financial wealth through solid financial life planning. She focuses on helping her clients secure their financial futures so they can sleep well at night. Pamela has become a strong voice in personal finance for women. Her knowledge in this area has made her a sought-after speaker. She has been quoted in articles in various financial publications. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Today's topic: Mastering the art of financial planning

Rita asks:

Tell me about your background in the industry. What makes you good at what you do? What are some important lessons you’ve learned over your career? In your opinion, what is the most important personality trait/strength someone would need to work in your industry/be successful in your job? What advice would you give to someone starting out in your career? Meet our guest: Carol Cho, CLU®, ChFC®, is obsessed with helping her clients unravel and demystify financial planning through education. She is driven by a passion for building relationships through compassion and generosity. She is a financial advisor with IRC Wealth, an SEC-registered investment firm based in Atlanta, Georgia. Her clients come from a variety of wealth-building and money-knowledge stages with a unifying characteristic– they are motivated and actively engaged in the pursuit of financial freedom. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Today's Topic: Sustainable investing and the rise of the activist investor featuring author John O'Connell

Rita asks John:

What is an activist investor? What changes are coming together to cause a rise in activist investors? How is activist investing different from ESG or sustainable investing? What will be the effect of the Rise of The Activist Investor? Meet our guest: John O'Connell has more than 29 years of leadership experience in emerging businesses and mature, established organizations. He started his career designing and developing financial applications at Merrill Lynch and KPMG Peat Marwick. John then transitioned from developing technology into sales and marketing while leading the financial services vertical for Sybase. John was a member of the senior leadership teams for several startups culminating in an IPO and packaging 2 other firms for their sale. He returned to Merrill for several years and until its acquisition in 2008. He held North American leadership positions at Oracle for over 8 years. He was the president of a private FinTech firm and held C-level customer-facing roles at publicly traded InsureTech and FinTech firms. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet our guest: Kleo Curry, CFP®, Chartered Retirement Planning CounselorSM and vp Wealth Management at the Potomac Wealth Group, UBS Financial Services, Inc.

Today's Topic: Women on Purpose — Money talk guides to commonly avoided conversations

Rita asks Kleo for insights into the following: read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: College funding specialist Brad Baldridge

Today's Topic: The Top 10 College Planning Mistakes — and how to avoid them!

Rita asks Brad:

If you are a parent and need to plan for college, where should you begin? What are some of the top strategies you recommend for saving and paying for college? You say that one of the biggest surprises for many parents is that the price of college isn’t what they see on school websites. What price should parents actually expect to pay? Many parents worry that paying for college will wipe out or delay their retirement. How can families balance paying for college and saving for retirement? You say that many students can attend a private college for about the same price as a public university. But private colleges are really expensive, so how is that possible? About Brad Baldridge: A college funding specialist who has helped thousands of families plan and save for college with smart and proven strategies to save time, money, and stress, Brad has been sharing his college planning insights with clients, subscribers, and listeners for nearly 20 years. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Our guest: Akeiva Ellis, co-founder of The Bemused

Today's Topic: Helping young adults get #finlit

Rita asks Akeiva:

What did your financial education journey look like as a young adult? What are some common myths you hear about building wealth? What are some of the money topics young adults should learn about? Meet our guest: Akeiva Ellis is a financial planner, educator, and proud daughter of immigrants. She is the co-founder of The Bemused. She and her husband promote inclusive financial literacy for young adults through YouTube video content, an online program, and speaking on personal finance topics under the brand. Akeiva currently serves as an ambassador for the CFP Board and has been quoted in various media outlets, including The Boston Globe, Business Insider, RIA Intel, and CNBC. She has also been a featured guest on PlanStronger TV and numerous podcasts. She hosts the podcast Ballentine Broadcast: Conversations on Black Wealth. In 2021, Akeiva was recognized by ThinkAdvisor as a Luminary in Diversity & Inclusion. She was also recognized by Financial Planning magazine as an industry Rising Star and was named to Investment News’ class of 40 under 40 — the youngest person to grace this list in its 8-year history. Read all about it here: 40under40inadvice.com/winners/akeiva-ellis/ And learn more about Akeiva's new company at thebemusedtv.com. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet today's guest: Elysabeth Alfano, CEO, VegTech™ Invest

Our Topic: What is EATV?

Rita asks:

Tell us about the world’s first plant-based innovation ETF — the only fund that is addressing climate change and food security by disrupting the global food supply system with plant-based innovation. How many companies and what is the strategy? Is it actively managed, and if so, why? What are the ramifications of being the first and only plant-based innovation ETF? Why are Plant-based foods and Plant-based Innovation deflationary? Why are plant-based foods recession-proof? Why does Bloomberg Intelligence predict that the Plant-based Innovation Sector is going to $166B by 2031? Why GenZ and Millennials are leading the charge for a change in the global food supply system Why are governments around the world investing in Plant-based Innovation & Alternative Proteins? About our Guest: ​Elysabeth Alfano is the CEO of VegTech™ Invest, the advisor to the VegTech™ Plant-based Innovation & Climate ETF, EATV. With EATV, VegTech™ Invest has created a completely new impact asset class: plant-based innovation and alternative in the capital markets. The company has also launched the industry benchmark index, VegTech™ Plant-based Innovation & Alternative Proteins Index. A plant-based industry expert, Elysabeth speaks globally on the intersection of sustainability and our global food supply system, including recently at the U.N. Global Leaders Compact Summit. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet our guest: Lindsey Swanson, founder of Stripper Financial Planning: Personalized financial advice for sex workers

Today's Topic: Serving the underserved

Rita asks:

Why did you decide to create a business that focuses on this underserved population of women? How have you grown your business? What advice do you have for potential clients like yours who need a financial planner, but don't know how to go about finding one? About our Guest: ​Lindsey Swanson CFP® has worked in the financial planning industry for a decade and says she is passionate about bringing financial education and advice to every corner of society. "I noticed a severe lack of financial advice targeted towards workers in adult entertainment," she explains, noting she launched Stripper Financial Planning to offer quality advice to my clients and respect in their journey. Whether you hope to lean into your current path or step out, you deserve kindness." Learn more at stripperfinancialplanning.com. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles such as today's guest, Jason Friedman.

Today's Topic: The future of finding the perfect financial advisor

Rita and Jason discuss:

What is your experience in the wealth management industry? How can the industry better retain young talent? How is technology shaping or changing the wealth management industry? How can financial advisors go above and beyond for clients going through a divorce? What are financial advisors doing right when it comes to prospecting, especially online? About our guest: Jason Friedman is the Founder and CEO of AdvisorFinder. Prior to AdFi, Jason worked in the wealth management industry for UBS, Wells Fargo Advisors, and Merrill Lynch Private Wealth. During his career as an advisor, Jason focused on client retention and business development initiatives. These initiatives helped Jason recognize two glaring problems many advisors and prospects suffered from. As a result, he launched AdvisorFinder in 2022 and set out on a mission to build an online marketplace where people can search for financial advisors. Follow @jasonfrieds on Twitter, where he tweets about his passions: consumer finance, digital marketing, and entrepreneurship. Learn more at: advisorfinder.io read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Today's topic: How to create innovative solutions to global women’s rights challenges

Rita asks Lina:

How did you start? What ignited your activism for women’s rights? What does the world look like for women? What are the most pressing issues for women right now? How does the US compare to other countries? What was the drive behind writing your 1st and 2nd books? What is this next book about? What are your plans going forward? What can other people do to get involved? Meet our guest: Lina AbiRafeh is committed to building a better world for women. A global women’s rights expert, author, and speaker with decades of experience, she creates innovative solutions to global women’s rights challenges. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Today's topic: Exit Planning

Meet our guest: Amy Wirtz is a consultant with The Family Business Consulting Group and is passionate about helping families develop and define their purpose. She works closely with families to identify their goals around values, ownership, and financial wealth. Amy helps families establish family offices, councils, and enterprise governance systems to support these goals. read more...

Join us in 2023!

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Han Xue, a personal finance expert, CERTIFIED FINANCIAL PLANNER™ Professional, Military Financial Counselor, and founder of Zen Wealth Advisors

Today's Topic: Finding your financial ZEN in life

Rita asks: read more...

Friday, Sept. 16, 2022: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet our guest: Angela Randolph, CPA, MBA BIO

Today's Topic: The Importance of Knowing Your Numbers for Entrepreneurs

Rita asks:

Tell us about your professional background and your experience in the industry. Tell us about Stellar Ledgers and how the business came about. What services do you offer? What industries do you serve currently? What made you decide to start a training academy for small business owners? What are the major issues you see impacting small businesses? When is the best time for small businesses to outsource their accounting to a CPA/CFO? Why is it essential for small businesses to have an accounting system? About our Guest: ​Angela Randolph, CPA, is the Founder/CEO of Stellar Ledgers LLC a boutique financial firm that serves small to medium businesses by providing financial accounting, outsourced CFO, training, and consulting services. Angela has been licensed as a CPA in Texas since 1998. She obtained her BBA in Accounting and Finance from Loyola University New Orleans and MBA in Finance and Management from Tulane University. With more than 20 years of experience, Angela has experience with accounting, finance, tax, and audit across various industries with Fortune 500 companies, Big 4 Public Accounting, and the state and federal government. read more...

Friday, September 2, 2022, A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles.

Meet our guest: Carina Diamond, CXO, Dakota Wealth Management

Today's topic: Making a difference with Diversitas — New ways to expand diversity in wealth management

Rita asks Carina:

Diversitas-Expanding Diversity in Wealth Management is a program founded 6 years ago at The University of Akron. What exactly is Diversitas, and how and why did it get started? What are some of the unexpected findings from the Diversitas program? What resources does Diversitas offer students and employers? You’re a founding board member and a regular speaker at Diversitas – why have you chosen to devote your time and talent to this cause? What is a fun fact about the last/2021 Diversitas program? About Carina: As Chief Experience Officer for Dakota Wealth Management, Carina is responsible for the organic growth, culture, and communications of the firm. She leads and mentors the other client advisors and also advises her own clients. Before joining Dakota, Carina founded Springside Partners LLC and transitioned her brokerage business to an RIA model. She has built and sold three financial services businesses. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Steve Gruber, Director of Operations at Bluestone Life

Today's Topic: Do you really need life insurance?

About our Guest: ​From the beginning of Steve’s career as an equity trader to leading a team at a private European bank in Montreal, he has always been “the go-to guy.” People gravitate to him because he gets things done and he likes to understand what makes people tick and how they think. He joined Bluestone Life because he’s attracted to systems change and is a Practical Activist. He’s passionate about volunteering and how it has enriched his life. He’s a Board member for Green Mountain Habitat for Humanity and previously served on the finance committee of Lake Champlain Waldorf School. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Tedla "Ted" Mekonnen, CEO and Founder of EveryIncome™

Today's Topic: Why financial planning is for EveryIncome!

About our guest: ​"Nearly everyone is struggling financially," says today's guest Ted Mekonnen. "We recognize this as a real problem and want to do our very best to bring reliable tools and education to people all around the world so they can take control of their finances and navigate life with less financial friction." Learn more at everyincome.com. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Vicki Vollweilder, MBA, CDC, founder of College Financial Prep

Today's Topic: College and Divorce

Rita asks Vicki:

How can parents best prepare to help their children with college when facing divorce (even if they have a high net worth)? If the kids are already in high school or college, is it too late? What are some strategies for divorced parents to use to help save money on the cost of college? If student loans are needed, how will that work in a divorce situation? Remarriage, blended families, and college: What parents need to know! About our Guest: ​College Financial Prep was founded by Vicki Vollweiler whose practice focuses on College Planning College Affordability Divorce and College and other special situations. Vicki holds her Master’s Degree in Business Administration and has focused the bulk of her career on analysis pricing return on investment and business negotiations. Vicki received her MBA degree from Syracuse University where she had been awarded a Full Merit Scholarship plus financial stipends. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Kelly Mould, senior VP and Wealth Sales Team Lead, Johnson Financial Group

Today's Topic: Estate planning and elder care, gray divorce

With rising rates of “gray divorce,” and last year’s #FreeBritney movement, many people are wondering about their own estate plans and what aging could mean for their financial plans. read more...

May 27, 2022: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 4:30 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Perth Tolle, founder of Life + Liberty Indexes

Today's Topic: Is investing in Emerging Markets (EMs) still worth an allocation?

Rita asks:

EM has had a terrible run. Why is that? Are there risks we have miscalculated? And have we treated EMs like DMs and ignored EM-specific risks? How should we think about strategic EM allocations in the future? About our Guest: ​Perth Tolle is the founder of Life + Liberty Indexes and creator of the Freedom 100 EM Index (FRDM index), a freedom-weighted emerging markets equity index strategy. Before forming Life + Liberty Indexes, Perth was a private wealth advisor at Fidelity Investments in Los Angeles and Houston. Perth also has lived and worked in Beijing and Hong Kong, where her observations led her to explore the relationship between freedom and markets. read more...

May 27, 2022: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Elaine Chu, Senior Philanthropic Advisor at Seattle Foundation

Today's Topic: Community foundations and collective impact

Rita asks:

How did you get involved in Seattle Foundation, and how did you become interested in philanthropy? What does the Seattle Foundation do? Are there benefits to someone opening a fund at a community foundation than just giving individually? How has COVID impacted the foundation? The community? About Elaine Chu: As Senior Philanthropic Advisor at Seattle Foundation, Elaine leads with a diversity, equity, and inclusion lens. She provides strategic consulting to 100+ impact-driven individuals and families to achieve their philanthropic goals, align their giving priorities, and develop trusted community relationships between nonprofits and donors. She also manages the Foundation’s Scholarships Program and Youth Grantmaking Board. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for today's special episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

You are going to love our guest: Meetup CEO David Siegel, author of Decide and Conquer

Today's Topic: Learn about the 44 Decisions that will Make or Break All Leaders read more...

April 22, 2022: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Sibyl Slade, Chartered Retirement Planning Counselor, VP and Financial Advisor at LifePlan

Today's topic: Building Generational Wealth — A Family Planning Strategy

Rita and Sibyl will discuss: read more...

April 15, 2022: A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Melody Young, CFP® candidate

Today's Topic: From classroom teacher to financial advice-r

Rita asks Melody:

1. In the title for today’s podcast you use financial advice-r emphasizing the word advice. Tell us about that. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Cate Luzio, founder and CEO, We are Luminary

About Cate and her company: ​“I started Luminary as a way to bring women (and our male allies) together to advance each other’s careers, and it has quickly grown into a movement perfectly timed to push us through the current workplace crisis," explains Cate of her membership-based career and personal growth platform and collaboration hub created to address the systemic challenges impacting women across all industries and sectors. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Taynia Vakapuna of Everspire

Today's topic: Finding purpose as a financial planner in my heritage as a Pacific Islander

Rita asks Taynia:

How has your heritage as a Pacific Islander woman influenced, if at all, your professional journey? What are some of your cultural values and customs that have influenced your money script? What are some of the challenges you have faced in the early stages of your career, and how have your cultural values helped you overcome them? About our Guest: ​Taynia chose to work with Everspire after declining other offers for a number of reasons: primarily the company's focus on family and absolute commitment to financial planning. She distinguished herself at the University of Utah, making the honor roll and eventually receiving a TD Ameritrade scholarship while pursuing coursework in the Consumer and Community Studies track. Her educational choices show her interest in putting the client first by helping them find intelligent and cost-effective financial solutions. In fact, Taynia graduated with all of the coursework completed to receive the CFP® certification. She brings technical knowledge as well, having sharpened her sword using the eMoney system. Taynia has proven herself in technical and analytical fields throughout her career, having worked in research facilities at the Huntsman Cancer Institute going back to 2011 and later in other lab settings. In her free time, she enjoys spending time with her extended family, camping, hiking, sports, being outdoors, and going on trips with her 3 wonderful children and her husband. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Dorothy Hinchcliff of Rethinking65.com

Today's Topic: The Financial Advisor Revolution

Rita asks Dorothy: Dorothy, you’ve observed the business for more than 20 years as a high-ranking executive at Financial Advisor magazine and now as founder of Rethinking65. What do you see happening in the financial advisory business and why do you refer to it as a revolution? Your publication focuses mainly on advisors who serve clients who are 50 and over. What do you see changing among advisors serving this demographic? What do you think still needs to change when it comes to serving clients 50 and over? About Dorothy: ​The publisher and CEO of Rethinking65.com, Dorothy has held managing editor and executive editor positions at Financial Advisor magazine during her 20-year tenure. She was the architect of FA's Invest in Women conference. Rethinking65.com is an information-packed website that she launched in March 2021 with a team of highly experienced publishing professionals who have devoted their careers to reporting and compiling information for financial advisors. read more...

A Note from Marguerita Cheng, CFP® Pro — A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week’s episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Julie Pinkerton, CEO of ClientFirst-Evozen

Today's topic: Redefining the Collaborative Community

Rita and Julie will discuss:

How did Evozen and ClientFirst come to life and what is unique about it? Why is the ClientFirst platform valuable for succession efforts? How does ClientFirst address diversity? What value does ClientFirst bring to everybody else? Why is putting the client first the secret to resolving some of our industry’s largest issues? About Julie: With more than 35 years of financial industry experience along with a national network of relationships to the planning table, Julie entered the industry in 1986. Her career trajectory focused on risk management and has experienced all three facets of our industry — working with the public, as well as in the field of corporate leadership, and as a personal consumer. Her final corporate position had Julie and her team-leading independent financial advisors across the country through best industry practices utilizing advanced life insurance concepts. read more...

A Note from Marguerita Cheng, CFP® Pro — A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5:15 pm EST, we learn from industry experts how to flex our financial muscles live on Facebook.

Meet our guest: Keena Pettijohn of Life Logixs, lifelogixs.com

About Keena: ​At 70, this self–proclaimed "Born Again Millennial" is the CEO and founder of a company she launched at 65 — Lifelogixs Strategic Consultancy. An active supporter and advocate for women's development programs to attract female Planners and Advisors into the industry, Keena knows we "need more pink boots on the ground." read more...

A Note from Marguerita Cheng, CFP® Pro — I am thrilled to launch a new webinar series in 2022 on my show, Margaritas with Marguerita Cheng, CFP® Pro to help you flex your financial muscles!

Webinar 1: Planning for Social Security — and Making the Most of It!

What you'll learn in this webinar:

After decades spent in the workforce: You should be able to celebrate and reflect on all you’ve achieved in retirement. But this is challenging as pensions have largely fallen to the wayside and ensuring you have enough income in retirement is no easy task. Now more than ever, Social Security is a crucial part of financial planning: As more people pay attention to their Social Security benefits, they’re beginning to understand how complicated it is. However, you have more control than you realize regarding how much your benefit amount could be. Here’s how to plan for Social Security and make the most of it in retirement. Have 35 years of work history: To be eligible for Social Security, you must accumulate 40 credits over your lifetime. The maximum number of credits available to earn in a year is four, so most people qualify after working for 10 years. Even though collecting a benefit is possible after just 10 years, the Social Security Administration determines your monthly benefit by averaging your top 35 years of income. If you only have 10 years of earned income: Your average will include 25 years of zero earnings–which can significantly reduce your monthly benefit check. Working longer than 35 years can boost your benefit amount if your income is significantly higher at the end of your career than it was at the beginning. Additionally, the longer you work, the longer you can wait to file—which can increase your benefit further. To maximize your Social Security benefits, plan to work at least 35 years. Follow along! read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles, live on Facebook.

Meet our guest: Barclay Sisk, VP, 1st Atlantic Brokerage

Today's topic: Long-Term Care & Legacy planning

Rita and Barclay will discuss:

What is long-term care? What are the levels of care, and who pays for them? Planning Ahead: What level of care do you want, and how will you pay for it? What are other things to think about when it come to your future care needs? Barclay says: "We provide Investment Advisors and Employee Benefits Advisors advice on how they play a part in their clients preparing for the possible need of long-term care services in their lifetimes. Our proprietary system and software were developed for the Investment Advisor. It compares options and gives clients a pathway to affordable coverage that keeps benefits more in line with the cost of care." Learn more at www.1statlantic.com. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Brie Williams, Head of Practice Management at State Street Global Advisors

Today's topic: Mental Models — The Anchoring Effect and How It Impacts Your Financial Decision Making read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Malik Lee of Felton and Peel

Today's topic: Everyone has a giving heart!

Rita and Malik discuss:

Why are legacy and charitable giving are important to you? In your experience, what prevents advisors from discussing the importance of giving? What is your advice to other advisors? What do you want clients to know about the importance and value of charitable giving? About Malik: "As the founder of Felton & Peel Wealth Management, I’m proud to utilize my nearly two decades' worth of experience and expertise to help change people’s financial lives for the better. I do what I do because I love people and numbers. It brings me great joy to be able to utilize my natural talent for finances combined with my experience and professional designations to help deliver a uniquely personal and affordable financial planning service that elevates the lives of people from differing backgrounds and walks of life. Nothing makes me happier than listening to people’s stories of what made them the successful person they are today. Throughout my career, I have had the benefit of working with some of the greatest minds in financial planning insurance and investments at some of the largest and most reputable financial institutions in the world. By creating this firm, I have taken those experiences to give our clients what I believe is an extremely well-balanced and thorough financial experience." Learn more at feltonandpeel.com. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Peter Neuwirth, author, Money Mountaineering: Using the Principles of Holistic Financial Wellness to Thrive in a Complex World and What’s Your Future Worth: Using Present Value to Make Better Decisions read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Greg Furer, CEO of Beratung Advisors, beratungadvisors.com

About Greg: Before founding Beratung Advisors, Greg spent 10 years in the financial services industry with PNC Investments, Park Avenue Securities, and Guardian Life, his passion for financial planning and financial education compelled him to start Beratung [ba-rah-tung], which is German for advice, guidance, and consultation. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles.

Today's guest: Attorney Lyle Solomon

The topic for today's show: How you can think differently about money — and save more!

About Attorney Lyle Solomon: A member of the State Bar of California, Lyle has extensive litigation experience and has helped over 6,000 people become debt-free. He has also contributed articles to top-notch websites on debt, credit, consumer laws, bankruptcy, and more. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Julie Johnson, founder of XY Communication

About Julie: Julie Johnson started her career in 1996 as a rookie with Smith Barney in Denver. By 2007 she and her team managed over $1B in AUM. They moved their team and every client, including pensions, foundations, 401k’s, family offices, and ultra HNW individuals, to UBS in the Fall of 2007, and then came 2008. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook, as a podcast show on Inkandescent Radio, and as part of a video series on MargueritaCheng.tv.

Today's guest: Alina Liao, founder, and CEO of Zenit, a radical wellness company with the mission to make wellness accessible to everyone read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to listen to this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles.

Today's guest: Esther Diaz, founder, The Piggy Box

The topic for today's show: Why it's never too late to start teaching your kids about money!

We'll see you Friday, Dec. 3 at 5 pm EST: www.Facebook.com/hopekatzgibbs read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to listen to this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5 pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Meet our guest: Dana Wilson, founder, and CEO of CHIP (Changing How Individuals Prosper)

About Dana: An experienced financial professional with more than 15 years spent in the financial services industry, Dana graduated from North Carolina Central University with a Bachelor of Business Administration (BBA). She is currently an Executive MBA candidate at Penn State University, Smeal School of Business, studying Strategic Leadership and Corporate Innovation. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles.

Today's guest: Kevin Mahoney, CFP® — Financial Advisor for Millennials

Our topic: Saving and preparing your kids for college

About Kevin Mahoney CFP®: The founder & CEO of Illumint, a Washington D.C-based company that offers online financial planning for Millennials, Kevin specializes in navigating the new financial decisions that arise during our late 20s and 30s as we try to repay student loans, buy a house and invest our savings. As a fiduciary and expert on his generation’s most pressing financial issues, Kevin also works with employers on Millennial-specific financial wellness programs. Organizations such as George Washington University, Nestle, General Assembly, WeWork, and Johns Hopkins University have partnered with Kevin to provide relevant nonjudgmental personal finance knowledge to their Millennial audiences. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, we learn from industry experts how to flex our financial muscles.

Today's guest: Dominique J. Henderson, creator of the Jumpstart Coaching Lab

The topic for today's show: How You Can Learn to Be a Financial Professional

Dom says: "I often get asked about the 'why' behind Jumpstart. If you’re reading this and interested in a career as a financial professional then you’re about to get the full story on why I do what I do and how I built the first international community for aspiring financial professionals just like you! Plainly stated, I was frustrated. I was frustrated by the number of people that didn’t have access to R(elatable) E(mpathetic) A(ttentive) L(istening) financial advice. At the time I was trying to figure out how to implement this concept in a firm that was focused on investment and asset management only. I really wanted to change the way that the financial services industry delivered financial advice to people so I wouldn’t have to keep changing the value of the financial advice I gave on investment performance." What did Dom want? What did he decide? What happened next? Click here to read all about it!" read more...

A Note from Marguerita Cheng, CFP® Pro — Be sure to listen to this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles.

Today's guest: Felicia Gopaul, author, and founder of Financial Control Mastery

Our topic: Preparing for the Five Ds: Divorce, Disability, Downsizing, Disasters, and Death

About Felicia: Felicia Gopaul is the founder of Financial Control Mastery and the creator of Financial Freedom Fundamentals™ — a financial education and empowerment company. With 27 years of financial experience, this CERTIFIED FINANCIAL PLANNER™ professional is an Amazon best-selling author, and CFP Board Ambassador (one of only 50 people in the US). "I am a woman committed to strengthening the financial health of my community through the building, growing, and strengthening of their financial literacy," she says. Learn more: financialcontrolmastery.com read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles: Live on Facebook!

Today's guests: Joellen Nicholson and Daniel Blake of University Impact

Our topic: Donor Advised Funds — how donors can have more impact

Rita will be talking with Joellen and Daniel about: read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles.

Today's guest: Andrew Chanin, co-founder and CEO of Procure Holdings

Our topic: LBGT and ETF

About Andrew — The co-founder and CEO of Procure Holdings, a holding parent company of diversified subsidiaries specializing in asset management consulting services and intellectual property. He also created an organization called PureFunds, which captured $1.5B in assets under management in their theme-based ETFs, the most notable being the world's first cyber security ETF. read more...

A Note from Marguerita Cheng, CFP® Pro — If you want to learn about how to manage your finances — and your physique — don't miss this episode of Margaritas with Marguerita Cheng, CFP® Pro, starring Richmond, VA-based financial planner David Ambrose. This financial planner is also a wellness trainer who is on a mission to get us all into shape physically and well as fiscally: www.facebook.com/hopekatzgibbs.

As the director of MetaWork for MetaFitRx, founded by his amazing wife Melissa, David and Rita discuss: read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles live on Facebook and MargueritaCheng.tv.

Today's guest: Cameron Huddleston, an award-winning personal finance journalist and author of Mom and Dad, We Need to Talk: How to Have Essential Conversations With Your Parents About Their Finances. read more...

A Note from Marguerita Cheng, CFP® Pro — I invite you to tune in for this week's episode of my podcast and video show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles live on Facebook.

Today's guest: Jack Halpern, CEO, MyElder.com

Our topic: Working together to protect the elders we love!

We will discuss:

We all want to age at home. What is the best way to do that? How does one get access to the best care? How do we deal with guardianship and financial abuse? How do we protect our elders? About Jack: With more than 40 years of experience in the eldercare industry, Jack is a passionate champion of eldercare rights. He’s involved in training each of our Elder Advocates and educates community groups, trade associations, and at many symposia across the country. Jack has also appeared as an expert witness on Court TV and as a commentator on network and cable television. He received the Senior Care Humanitarian Award Sephardic Nursing Home in 2011. read more...

A Note from Marguerita Cheng, CFP® Pro — We invite you to listen to today's episode of my show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles.

Today's guest: Vidal Peoples, Strategies for Wealth

Our topic: How this Black Financial Planner Helps Professionals of Color Tackle Unique Challenges to Reach Financial Freedom

Vidal explains: I am a proud torchbearer of Strategies for Wealth’s 84-year tradition of excellence in engaging individuals, families, and business owners towards living great financial lives and financial confidence. I mobilize a collaborative team of specialists in individual financial and estate planning, business exit planning, and succession planning. read more...

A Note from Marguerita Cheng, CFP® Pro — Be sure to listen and watch this week's episode of my show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles.

You will love today's guest: Lisa Morales-Hellebo, co-founder of The Worldwide Supply Chain Federation and general partner of REFASHIOND Ventures — a powerhouse working to improve our global supply chains and create sustainable industries that will protect the future of the planet. read more...

A Note from Marguerita Cheng, CFP® Pro — You are invited to watch today's episode of my show, Margaritas with Marguerita, where women learn from industry experts how to flex their financial muscles and gain financial security.

Today’s guest: Dien Yuen, Assistant Professor of Philanthropy at The American College of Financial Services

Our topic: The look inside the work being done at the American College of Financial Services

We will discuss:

Dien's role with the American College How she became interested in philanthropy The misconceptions that exist around philanthropy What excites you about philanthropic work The causes that resonate with Dien About Dien: Holder of the Blunt-Nickel Professorship in Philanthropy, and a designated instructor for the Chartered Advisor in Philanthropy®(CAP®) program, Dien is an authority on family philanthropy, global philanthropy, and emerging philanthropic models for corporate and community giving. read more...

A Note from Marguerita Cheng, CFP® Pro — Please stream today's episode of my show, Margaritas with Marguerita. For 15 minutes each Friday at 5pm EST, women learn from industry experts how to do so to flex their financial muscles.

Today's guest: Marcus Turner, founder of Educational Associates & Affiliates

Our topic: The value of student services for traditional/non-traditional students in educational settings.

We discuss:

The origin of EAA How Marcus works with your students and families What he enjoys most about the work he does Strategies for families on how to find the support their students needs About Marcus: With more than 20 years of experience in senior positions that support academic affairs and student advising, Marcus’ primary responsibilities focus on academic advising, first-year experience, student retention, admission, and student development. He is highly recognized for his experience in disability supportive services, career coaching, administrative and faculty committees, and student retention consulting. Learn more at edassociates.org. read more...

A Note from Marguerita Cheng, CFP® Pro — Don't miss today's episode of my show, Margaritas with Marguerita, where women learn how to flex their financial muscles from industry experts for 15 minutes each Friday at 5pm EST.

Meet our guest: Brian Laung Aoaeh, CFA, Co-founder & GP, REFASHIOND Ventures, The New York Supply Chain Meetup, and The Worldwide Supply Chain Federation

Today’s topic: Supply Chain Technology — The biggest investment opportunity in our lifetime?

We know you'll enjoy learning about: read more...

A Note from Marguerita Cheng, CFP® Pro — Please join us for today's episode of my show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST women learn from industry experts how to flex their financial muscles and take control of their lives. On today's show, we talk about a topic near and dear to my heart — eldercare.

Meet our guest: Eldercare expert Claudine Halpern, CEO of Zage and co-founder MyElder

Today’s topic: What myths and misconceptions persist about eldercare? read more...

A Note from Marguerita Cheng, CFP® Pro — We invite you to watch today's episode of my show, Margaritas with Marguerita, where women learn from industry experts how to flex their financial muscles and gain financial security.

Today's guest: Shaun Toomey, Senior Vice President, Capital City Nurses

Our topic: The importance of planning ahead to protect the elderly. Learn more here about how to protect the elderly from financial fraud.

Join us live at 5: Facebook.com/hopekatzgibbs

About Shaun: In his role of Regional Vice President, Shaun is responsible for leading the execution of market growth strategies for leading private in-home care company Capital City Nurses who serve the residents of Maryland, Virginia, and Washington DC, and Coastal Home Care which is located on Maryland’s eastern shore and Delaware. Shaun has a proven record of accomplishment in leadership stemming from his roles as President of Synergy Mortgage and as Vice President at Monument Healthcare, and executive search firm, placing C-Suite executives in many of the country’s leading hospitals. Since joining Capital City Nurses, he has been instrumental in driving the company’s census and revenue growth while continuing to exemplify the culture and values Capital City Nurses has been built upon since opening its doors over 45 years ago. read more...

A Note from Marguerita Cheng, CFP® Pro— Hello friends! I invite you to listen to our interview with Rachel Sanborn Lawrence, CFP®, lead financial planner at Ellevest, a company built by women on a mission to get more money into our hands.

Our topic: The products and services that Ellevest has developed to help women everywhere gain control of their finances and lives.

About Rachel: "I love helping women and allies tackle their money goals, and I am thrilled to share easy-to-understand, realistic, and life-changing financial help (plus a few terrible puns) via coaching and workshops," says Rachel, a CFP® professional with a bachelor’s degree in finance from Bentley College, a master’s degree in financial planning, and nearly 20 years of experience in personal finance. read more...

A Note from Marguerita Cheng, CFP® Pro — We invite you to watch the July 9 episode of my show, Margaritas with Marguerita, where women learn from industry experts how to flex their financial muscles and gain control of their money and their lives

Our guest: Kimberly Wasney, Director of Sales and Business Development at Packed with Purpose

Today’s topic: Learn about Packed with Purpose — a purpose-driven business that makes it easy for individuals and companies to create change through the simple act of gift-giving, PackedwithPurpose.gifts. read more...

A Note from Marguerita Cheng, CFP® Pro — Check out today's episode of my radio show, Margaritas with Marguerita, where women learn how to improve their knowledge of financial matters to gain security.

Our guest: Dan Carreno, Executive VP of Business Development for Change Finance PBC

The theme for the show: Discover the power of "Change Finance"

About Dan: With 17 years of experience in the asset management industry, Dan specializes in sustainable investing. At Change Finance, he manages the firm’s business development efforts and hosts The ESG Update podcast. Previously, he served as a Regional Marketing Manager for Fred Alger & Co., where he consulted with hundreds of firms to help them meet investors' financial goals. This experience allows Dan to efficiently provide investors with the knowledge and tools they need to make prudent investment decisions to minimize risk and maximize public benefit. read more...

A Note from Marguerita Cheng, CFP® Pro — Don't miss our June 25th episode of Margaritas with Marguerita, where women learn how to improve their knowledge of financial matters to gain financial security.

Tonight’s guest: Jennifer Rutley, Principal of the Hidden Insights Group

We'll talk with Jennifer about:

Her research focused on increasing the number of successful female financial advisors and why she decided to take it on. Some of the common challenges female advisors face throughout their careers How financial institutions and advisory firms can enable female advisor success Ideas that have emerged from her research and experience on how firms accelerate progress in this space What she is doing next to help make an impact Tune in at 5pm EST for our interview on Facebook Live! read more...

A Note from Marguerita Cheng, CFP® Pro — Hello friends! Don't miss my conversation from June 18 with wealth psychology expert, author, and coach Kathleen Burns Kingsbury.

Our topic: Wealth and women, and how to negotiate at work and in life.

Click here to watch our interview on MargueritaCheng.tv

About Kathleen Burns Kingsbury — Wealth psychology expert and host of the Breaking Money Silence® podcast, Kathleen is an internationally published author and speaker.

Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a Richer Life is her fifth book. Named one of nine amazing conference speakers in 2017 by InvestmentNews, Kathleen is a sought-after keynote speaker, consultant, and coach on the topic of women and wealth and couples and money. Her mission is to empower women, couples, and families (and the advisors who serve them) to shatter money taboos and communicate more effectively about financial matters. read more...

A Note from Marguerita Cheng, CFP® Pro— Hello friends! We had a wonderful conversation on June 11th with Lynn Evans, CFP®, founder of Women of Substance.

Our topic: The issues that Baby Boomer women face when they confront widowhood, grey divorce, and retirement.

Listen to our podcast now to learn:

What inspired Lynn to write her bestselling book, “Power of the Purse"? What encouraged her to start her organization, Women of Substance? The biggest mistakes women make with their money, and the mistakes their husbands make, too. Actionable advice Lynn has for our listeners. What's next for Lynn! About Lynn Evans: Lynn founded Women of Substance, LLC after the successful sale of her primary business to her senior financial advisor because she saw a gap in the knowledge base of women her own age. read more...

A Note from Marguerita Cheng, CFP® Pro — Hello friends! What fun it was to talk on Friday, June 4 with my fellow CFP Board colleague, Dan Limbago.

Our topic: The importance of leadership, the power of networking, and the future of the CFP profession through letsmakeaplan.org.

We talk with Dan about:

His background and what led him to his current position The CFP Board Center for Financial Planning and new programs at the Center that he is involved with What he is learning about as you build relationships with RIA leaders across the country, why RIAs are important to the Center And more! About Dan: Dan led the creation of the Registered Investment Advisors (RIA) Leadership Network, a program for advisors who value financial planning, independent research, and networking with other highly successful leaders. He comes to CFP Board with 20 years of related experience in non-profit programming, corporate social responsibility, and foundation grant writing. read more...

A Note from Marguerita Cheng, CFP® Pro — Hello friends! I’m excited to talk tonight, May 28, at 5pm EST with Adam Kol, the Couples Financial Coach, Certified Mediator, and former tax lawyer and financial advisor: CouplesFinancialCoach.com

About Adam: "I help couples make sure that the money conversation doesn't get in the way, leading to more peace, love, and cash," says the Financial Advisor who received his law degree from Duke and his MA in tax from NYU. "My mission is to bring an equity and social justice lens to my work." read more...

A Note from Marguerita Cheng, CFP® Pro — Check out today's special episode of my radio show, Margaritas with Marguerita, where women learn how to improve their knowledge of money matters to gain financial security.

Tonight's guest: Kate Holmes, CFP®, founder of Innovating Advice

About Kate: Kate is the energetic and passionate founder of Innovating Advice, which provides coaching, consulting, and community for forward-thinking financial advisors and financial planners. She also co-hosts the Video Creation Masterclass for financial advisors.

As an advocate for propelling the global financial planning profession forward, Kate has had the pleasure of speaking, consulting, and working with financial services professionals in over 35 countries and territories. read more...

A Note from Marguerita Cheng, CFP® Pro — On tonight's episode of my radio show, Margaritas with Marguerita, we will share insight into how more people can support Asians in America on MargueritaCheng.tv.

Tonight's guest: Krittika Ghosh, executive director, the Asian/Pacific Islander Domestic Violence Resource Project (DVRP), dvrp.org

What you'll learn: I am honored to have been selected to be on the board of DVRP, and I look forward to talking with Krittika about:

Her organization, DVRP, and how it is responding to the slew of violent attacks against Asians Her extensive experience in the non-profit sector with a specialization and focus on violence against women What drew her to this work The fact that May is AAPI Heritage History Month, and what she would like our viewers/listeners to know about the intersection of gender-based and racist violence? An update on the progress with the programs she's organizing How more people can we do to help advance the mission of DVRP About DVRP: Since 1996, the Asian/Pacific Islander Domestic Violence Resource Project (DVRP) has provided services to survivors of domestic violence and sexual assault in Washington DC, Maryland, and Virginia. Please help us continue this work by supporting us through a donation or by getting involved. read more...

A Note from Marguerita Cheng, CFP® — On the May 14th episode of my radio show, my guest Bonnie Yam and I will share insight into how women can improve their knowledge of financial matters to gain financial security.

Tonight's topic: The importance of financial wellness

About Bonnie: An incredibly educated financial professional with accreditations that include CFA, CFP, CLU, ChFC, RICP, EA, CVA, CEPA, Bonnie has extensive experience in investment management, investment fiduciary, and investment education. Bonnie is also a member of ASPPA, NATP, CFA Institute, and NYSSA, and she is also a Chartered Financial Analyst and Enrolled Agent. read more...

A Note from Marguerita Cheng, CFP® Pro — We invite you to tune in for this week's episode of my show, Margaritas with Marguerita, where for 15 minutes each Friday at 5pm EST, women learn from industry experts how to flex their financial muscles.

Today's guest: Priya Dhanani, Senior Program Officer on the Women’s Empowerment and Gender Equality team at The Asia Foundation

Our topic: Economic and financial abuse that Priya has witnessed, and how we can all help women and girls to have more control over their bodies, and lives read more...

A Note from Marguerita Cheng, CFP® Pro — Hello friends! What a pleasure it was to talk tonight with Lili A. Vasileff, CFP®, a master analyst in financial forensics.

About Lili: A specialist in matrimonial litigation, this Certified Divorce Financial Analyst (CDFA®) is President of Wealth Protection Management based in Greenwich, CT. She is a trained mediator, collaborative financial specialist, and qualified litigation expert. She trains divorce professionals in the Collaborative process and teaches on financial topics regularly at the New York City Bar Association. read more...

A Note from Marguerita Cheng, CFP® Pro — Welcome to my weekly radio show where each Friday at 5 pm EST, my guests and I share insight into how women will learn how to improve their knowledge of financial matters to gain financial security.

On tonight's show: Rene Nourse, founder of Urban Wealth Management.

Our topic: Women and Wealth: The Next New Normal in the US

Rita and René talk about: The shift of the majority ownership of wealth management from men to women is taking place this decade. What challenges have women experienced over the last several centuries, and how will this play into the changing times? What types of platforms and support systems need to be developed to provide financial competency and generate confidentiality to help a woman take control of her financial life? How can women accurately assess the lifestyle they desire and deserve to build, to live the life of their dreams — for the rest of their lives? What do women need to do to create a financial legacy for themselves and their loved ones? You'll also learn about René's background, how she came to work in the financial industry, the magnificent impact her mom has made on her life — and why focusing on women is so important. More about René Nourse, CFP©: The Founder and CEO of Urban Wealth Management Group, René spent 25 years as a financial advisor in the corporate world before leaving Morgan Stanley in June of 2012 to launch her firm. Sensing that a shift was taking place in the industry, she wanted to create a platform focused on strategic financial planning alongside investment management to serve clients better. read more...

A Note from Marguerita Cheng, CFP® Pro — Welcome to my radio show where each Friday at 5pm EST, my guest and I share insight into how women will learn how to flex their financial muscles so they can plan for a prosperous and secure future.

On tonight's show: I will interview Robyn Crane, CFP®. A speaker, trainer, and business growth expert, Robyn is known for hosting the TV show, The Financial G-Spot, where her mission is to help millions of people reach a place of ecstasy when it comes to their money and their relationships. Robyn is also a 4-Time #1 bestselling author. Her blueprint for financial and business success has been featured on ABC, NBC, Oprah's magazine, Entrepreneur, Fortune, and The Wall Street Journal. read more...

A Note from Marguerita Cheng, CFP® Pro — Welcome to my weekly radio show where each Friday at 5pm EST my guests and I share insight into how women will learn how to flex their financial muscles so they can build wealth and feel more secure about their futures.

On tonight's show: You'll meet Mac Gardner, a Certified Financial Planner practitioner who has served in the financial services industry for more than 20 years. Mac's passion for financial literacy led him to publish his first book, Motivate Your Money! in 2013, which served as a tool to share his extensive experiences in the field of Personal Financial Planning. read more...

A Note from Marguerita Cheng, CFP® Pro — Hello friends! I'm excited to talk about the topic of risk tolerance in tonight's episode of Margueritas with Margarita.

When uncertain economic situations arise, such as the COVID-19 pandemic, it can send fear into investors' hearts, especially those close to or in retirement. The risk of losing money stares them in the face, and they wonder what the right step to take is. Unfortunately, investors tend to make bad decisions, informed by the present uncertainty rather than their financial plan. read more...

A Note from Marguerita Cheng, CFP® — I am so excited about this week's episode of my radio show, Margaritas with Marguerita, where every Friday at 5pm EST, we help women learn how to improve their knowledge of financial matters so they can gain financial security.

On today’s show: Cynthia de Lorenzi, founder of the international networking group Success in the City, and a collaborator on Inkandescent Women magazine will be interviewing me, as I have been honored to be chosen as the cover story of the April 2021 issue, which went live this week! I am thrilled to talk to women everywhere about their relationship with money, how to maximize their financial power, and what it means to plan for the future. read more...

March 26, 2021: A Note from Marguerita Cheng, CFP® — Welcome to my new radio show, “Diary of a CFP® Pro,” where I’ll be sharing insight into how women will learn how to improve their knowledge of financial matters so they can gain financial security.

This show is a companion to my upcoming book of the same title. I’ll be doing webinars on the last Friday of the month, where I invite you to join me for “Margaritas with Marguerita” on the Inkandescent Radio network. Pour a glass of your favorite beverage, and download the worksheet for this month’s session. In 15 minutes, I’ll share the month’s topic’s details and take any questions that you might have! Scroll down for a preview of what you can expect! read more...

March 19, 2021: A Note from Marguerita Cheng, CFP® — Welcome to my new radio show, “Diary of a CFP® Pro,” where I’ll be sharing insight into how women will learn how to improve their knowledge of financial matters so they can gain financial security.

This show is a companion to my upcoming book of the same title. I’ll be doing webinars on the last Friday of the month, where I invite you to join me for “Margaritas with Marguerita” on the Inkandescent Radio network. Pour a glass of your favorite beverage, and download the worksheet for this month’s session. In 15 minutes, I’ll share the month’s topic’s details and take any questions that you might have! Scroll down for a preview of what you can expect! read more...

A Note from Marguerita Cheng, CFP® — Welcome to my new radio show, “Diary of a CFP® Pro,” where I’ll share insight into how women will learn how to improve their knowledge of financial matters so they can gain financial security.

This show is a companion to my upcoming book of the same title. I’ll be doing webinars on the last Friday of the month, where I invite you to join me for “Margaritas with Marguerita” on the Inkandescent Radio network. Pour a glass of your favorite beverage, and download the worksheet for this month’s session. In 15 minutes, I’ll share the month’s topic’s details and take any questions that you might have! Scroll down for a preview of what you can expect! read more...

A Note from Marguerita Cheng, CFP® — Welcome to my new radio show, “Diary of a CFP® Pro,” where I’ll be sharing insight into how women will learn how to improve their knowledge of financial matters so they can gain financial security.

This show is a companion to my upcoming book of the same title. I’ll be doing webinars on the last Friday of the month, where I invite you to join me for “Margaritas with Marguerita” on the Inkandescent Radio network. Pour a glass of your favorite beverage, and download the worksheet for this month’s session. In 15 minutes, I’ll share the month’s topic’s details and take any questions that you might have! Scroll down for a preview of what you can expect! read more...

Feb. 19, 2021: A Note from Marguerita Cheng — We all realize that financial stability is a top concern among women who divorce. Yet a new study finds that over 95% of women do not use a financial advisor when going through a divorce despite having financial goals they want to achieve. In my position on the board of directors of the Association of Divorce Financial Planners, I see firsthand the financial consequences a divorce can bring. With the effects lasting years – even decades – why are women not seeking financial advice from an expert? read more...

A Note from Marguerita Cheng, CFP® Pro— Hello friends! What a pleasure it was to talk tonight about coping with love and loss: 8 financial steps to take when a loved one dies.

Today: With my publicist Hope Katz Gibbs, producer of my podcast and video show on the Inkandescent Radio network, I offered a Special Edition on the heels of Valentine’s weekend: Coping with Loss, with Love. I offer 8 Financial Steps to Take When a Loved One Dies. read more...

A Note from Marguerita Cheng, CFP® Pro — Dear friends, we had so much fun and got such a great response after last Friday’s 15-minute podcast show — Margaritas with Marguerita — that helps women flex their financial muscles. Many women reached out and asked for more! While we thought of doing this as a monthly show, my producer at Inkandescent Radio, Hope Katz Gibbs, and I decided we’d raise our glasses for an Educational Happy Hour every Friday night to bring a tasty appetizer to get you thinking about your financial health as you begin your weekend. read more...

A Note from Marguerita Cheng, CFP® Pro — Welcome to my new radio show, “Diary of a CFP® Pro,” where I’ll be sharing insight into how women will learn how to improve their knowledge of financial matters so they can gain financial security.

This show is a companion to my upcoming book of the same title. I’ll be doing webinars on the last Friday of the month, where I invite you to join me for “Margaritas with Marguerita” on the Inkandescent Radio network. Pour a glass of your favorite beverage, and download the worksheet for this month’s session. In 15 minutes, I’ll share the month’s topic’s details and take any questions that you might have! Scroll down for a preview of what you can expect! read more...

A Note from Marguerita Cheng, CFP® Pro — Hello friends! I am so excited to welcome you to my new radio show, “Diary of a CFP® Pro,” where every Friday at 5pm EST, I’ll be sharing insight into how women will learn how to improve their knowledge of financial matters so they can gain financial security.

This show is a companion to my upcoming book of the same title. And, I’ll be doing webinars on the last Friday of the month, where I invite you to join me for “Margaritas with Marguerita” on the Inkandescent Radio network. Pour a glass of your favorite beverage, and download the worksheet for this month’s session. read more...